Senior Full-Stack Engineer, Credit Inventory
Company: Block USA
Location: Washington
Posted on: April 23, 2024
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Job Description:
Company Description
Since we first opened our doors in 2009, the world of commerce has
evolved immensely - and so has Block. After enabling anyone to take
a payment and never miss a sale, we saw sellers stymied by
disparate, outmoded products and tools that wouldn't work together.
So we expanded into software and started building integrated,
omnichannel solutions - to help sellers sell online, manage
inventory, run a busy kitchen, book appointments, engage loyal
buyers, and hire and pay staff. And across it all, we've embedded
financial services tools at the point of sale, so merchants can
access a business loan and manage their cash flow all in one
place.
Today, we're a partner to sellers of all sizes - large,
enterprise-scale businesses with complex commerce operations,
sellers just starting out, as well as merchants who began selling
with Block and have grown larger over time. As our sellers scale,
so do our solutions. We all grow together.
There is a massive opportunity in front of us. We're building a
business that is big, meaningful, and lasting. And we are helping
sellers around the world do the same.
Job Description
Square's rapidly growing Square Banking has revolutionized the way
businesses and consumers obtain the funding needed to achieve their
goals. Unlike traditional business financing products, Square
Banking extends offers to pre-qualified sellers with no application
process, funds are deposited as soon as the next business day, and
repayment happens as a fixed percentage of daily card sales. Since
the product launched in 2014, Square Banking Credit has extended
more than $9 billion to hundreds of thousands of sellers.
As a full-stack software engineer on the Credit Underwriting Team,
you will help us grow and expand access to credit for our Square
sellers. You will be responsible for designing, building and owning
sophisticated underwriting services that leverage data and machine
learning technologies to originate and approve a variety of lending
products. Our customers are internal teams iterating on existing
loan products as well as experimenting with brand new loan
structures. Our backend is the powerhouse behind all of loan
origination, and our frontend enables product teams to customize,
test, and manage the credit policies behind these loans. You will
work primarily on our backend systems with regular contributions to
our frontend as well.
Qualifications
You will:
Block takes a market-based approach to pay, and pay may vary
depending on your location. U.S. locations are categorized into one
of four zones based on a cost of labor index for that geographic
area. The successful candidate's starting pay will be determined
based on job-related skills, experience, qualifications, work
location, and market conditions. These ranges may be modified in
the future.
Zone A: USD $163,600 - USD $245,400
Zone B: USD $155,400 - USD $233,200
Zone C: USD $147,300 - USD $220,900
Zone D: USD $139,000 - USD $208,600
To find a location's zone designation, please refer to this
resource. If a location of interest is not listed, please speak
with a recruiter for additional information.
Full-time employee benefits include the following:
These benefits are further detailed in Block's policies. This role
is also eligible to participate in Block's equity plan subject to
the terms of the applicable plans and policies, and may be eligible
for a sign-on bonus. Sales roles may be eligible to participate in
a commission plan subject to the terms of the applicable plans and
policies. Pay and benefits are subject to change at any time,
consistent with the terms of any applicable compensation or benefit
plans.
US and Canada EEOC Statement
We're working to build a more inclusive economy where our customers
have equal access to opportunity, and we strive to live by these
same values in building our workplace. Block is a proud equal
opportunity employer. We work hard to evaluate all employees and
job applicants consistently, without regard to race, color,
religion, gender, national origin, age, disability, pregnancy,
gender expression or identity, sexual orientation, citizenship, or
any other legally protected class.
We believe in being fair, and are committed to an inclusive
interview experience, including providing reasonable accommodations
to disabled applicants throughout the recruitment process. We
encourage applicants to share any needed accommodations with their
recruiter, who will treat these requests as confidentially as
possible. Want to learn more about what we're doing to build a
workplace that is fair and square? Check out our I+D page
Additionally, we consider qualified applicants with criminal
histories for employment on our team, and always assess candidates
on an individualized basis.
We've noticed a rise in recruiting impersonations across the
industry, where individuals are sending fake job offer emails.
Contact from any of our recruiters or employees will always come
from an email address ending with @block.xyz, @squareup.com,
@tidal.com, or @afterpay.com, @clearpay.co.uk.
Block, Inc. (NYSE: SQ) is a global technology company with a focus
on financial services. Made up of Square, Cash App, Spiral, TIDAL,
and TBD, we build tools to help more people access the economy.
Square helps sellers run and grow their businesses with its
integrated ecosystem of commerce solutions, business software, and
banking services. With Cash App, anyone can easily send, spend, or
invest their money in stocks or Bitcoin. Spiral (formerly Square
Crypto) builds and funds free, open-source Bitcoin projects.
Artists use TIDAL to help them succeed as entrepreneurs and connect
more deeply with fans. TBD is building an open developer platform
to make it easier to access Bitcoin and other blockchain
technologies without having to go through an institution.
While there is no specific deadline to apply for this role, on
average, U.S. open roles are posted for 70 days before being filled
by a successful candidate.
Keywords: Block USA, Baltimore , Senior Full-Stack Engineer, Credit Inventory, Engineering , Washington, Maryland
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